What Are Today’s Best Fixed Annuity Rates?
Term | Provider | AM Best Rating | Rate |
---|---|---|---|
1 Year | GBU Financial Life Insurance Company Future Flex 8 | A- | 6.00% |
2 Years | GBU Financial Life Insurance Company Asset Guard | A- | 5.50% |
3 Years | CL Life and Annuity Insurance Company CL Sundance 3-Year | B++ | 6.00% |
4 Years | Oceanview Life and Annuity Company Harbourview Multi-Year Guaranteed Annuity | A- | 5.70% |
5 Years | Atlantic Coast Life Safe Harbor Bonus Guarantee | B+ | 6.25% |
6 Years | Atlantic Coast Life Safe Harbor Bonus Guarantee | B+ | 6.30% |
7 Years | Atlantic Coast Life Safe Harbor Bonus Guarantee | B+ | 6.50% |
8 Years | EquiTrust Life Insurance Company Certainty Select | B++ | 5.50% |
9 Years | American National Insurance Company Palladium MYG | A | 5.45% |
10 Years | Atlantic Coast Life Safe Harbor Bonus Guarantee | B+ | 6.90% |
Annuity.org synchronizes and updates annuity products and rates multiple times each week from Cannex data.
CANNEX is an independent company with a mission to provide access and transparency relating to the cost and features of retirement savings and retirement income products. No financial institution holds any shares in the company and no CANNEX employee or shareholder receives any income from the sale of financial products.
Compare Today’s Fixed Annuity Rates
The table below compares multi-year guaranteed annuity products. Multi-year guaranteed annuities — or MYGAs — are a type of fixed annuity that guarantees a fixed interest rate for a specified time — usually three to 10 years. Like traditional fixed annuities, MYGAs are subject to fees called surrender charges, which an annuity holder must pay if he or she withdraws money from an annuity before the specified period is over.
Because MYGA rates change daily, Annuity.org and its partners update these tables frequently. It’s important to check back for the most recent information.
Products displayed depend on your selected filters, including premium, term length and more.
Product | Rate | Guarantee Period | Surrender Period | AM Best Rating |
---|---|---|---|---|
Safe Harbor Bonus Guarantee Guarantee: 10 Years |
6.90% | 10 Years | 10 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 10 Years |
6.75% | 10 Years | 10 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 7 Years |
6.50% | 7 Years | 7 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 7 Years |
6.35% | 7 Years | 7 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 6 Years |
6.30% | 6 Years | 6 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 5 Years |
6.25% | 5 Years | 5 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 6 Years |
6.15% | 6 Years | 6 Years | B+ |
Future Flex 8 Guarantee: 1 Year |
6.00% | 1 Year | 8 Years | A- |
CL Sundance 3-Year Guarantee: 3 Years |
6.00% | 3 Years | 3 Years | B++ |
Safe Harbor Bonus Guarantee Guarantee: 5 Years |
5.95% | 5 Years | 5 Years | B+ |
Safe Harbor Bonus Guarantee Guarantee: 3 Years |
5.92% | 3 Years | 3 Years | B+ |
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years |
5.90% | 3 Years | 3 Years | B++ |
Aspida Advisory MYGA Guarantee: 5 Years |
5.85% | 5 Years | 5 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years |
5.85% | 6 Years | 6 Years | A- |
Future Flex 8 Guarantee: 1 Year |
5.80% | 1 Year | 8 Years | A- |
Aspida Advisory MYGA Guarantee: 3 Years |
5.80% | 3 Years | 3 Years | A- |
Oak ADVantage Guarantee: 3 Years |
5.80% | 3 Years | 3 Years | A+ |
Safeguard Plus Guarantee: 5 Years |
5.80% | 5 Years | 5 Years | B++ |
MYGA Guarantee: 3 Years |
5.75% | 3 Years | 3 Years | B++ |
Oak ADVantage Guarantee: 5 Years |
5.75% | 5 Years | 5 Years | A+ |
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years |
5.75% | 5 Years | 5 Years | B++ |
Aspida Advisory MYGA Guarantee: 7 Years |
5.75% | 7 Years | 7 Years | A- |
American Pathway Advisory Guarantee: 3 Years |
5.70% | 3 Years | 3 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years |
5.70% | 4 Years | 4 Years | A- |
MYGA Guarantee: 4 Years |
5.70% | 4 Years | 4 Years | B++ |
American Life & Security Corp American Classic Guarantee: 5 Years |
5.70% | 5 Years | 5 Years | B++ |
American Pathway Advisory Guarantee: 5 Years |
5.70% | 5 Years | 5 Years | A |
Aspida Advisory MYGA Guarantee: 5 Years |
5.70% | 5 Years | 5 Years | A- |
MYGA Guarantee: 5 Years |
5.70% | 5 Years | 5 Years | B++ |
Premier Voyage Guarantee: 5 Years |
5.70% | 5 Years | 5 Years | A++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years |
5.70% | 6 Years | 6 Years | A- |
American Pathway Advisory Guarantee: 7 Years |
5.70% | 7 Years | 7 Years | A |
American Life & Security Corp American Classic Guarantee: 3 Years |
5.65% | 3 Years | 3 Years | B++ |
American Pathway Advisory Guarantee: 3 Years |
5.65% | 3 Years | 3 Years | A |
Aspida Advisory MYGA Guarantee: 3 Years |
5.65% | 3 Years | 3 Years | A- |
Safeguard Plus Guarantee: 3 Years |
5.65% | 3 Years | 3 Years | B++ |
American Pathway Advisory Guarantee: 5 Years |
5.65% | 5 Years | 5 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.65% | 5 Years | 5 Years | A- |
American Pathway Advisory Guarantee: 7 Years |
5.65% | 7 Years | 7 Years | A |
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years |
5.65% | 7 Years | 7 Years | B++ |
Oak ADVantage Guarantee: 7 Years |
5.65% | 7 Years | 7 Years | A+ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.65% | 10 Years | 10 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.60% | 3 Years | 3 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years |
5.60% | 3 Years | 3 Years | B++ |
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years |
5.60% | 3 Years | 3 Years | B++ |
Safe Harbor Bonus Guarantee Guarantee: 3 Years |
5.60% | 3 Years | 3 Years | B+ |
Advantage 5 Advisory Guarantee: 5 Years |
5.60% | 5 Years | 5 Years | A++ |
CL Sundance 5-Year Guarantee: 5 Years |
5.60% | 5 Years | 5 Years | B++ |
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years |
5.60% | 5 Years | 5 Years | B++ |
Multi Select Guarantee: 6 Years |
5.60% | 6 Years | 6 Years | A |
Simple Annuity Guarantee: 6 Years |
5.60% | 6 Years | 6 Years | B++ |
Aspida Advisory MYGA Guarantee: 7 Years |
5.60% | 7 Years | 7 Years | A- |
Lincoln Select Guarantee: 7 Years |
5.60% | 7 Years | 7 Years | A |
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years |
5.60% | 7 Years | 7 Years | B++ |
Certainty Select Guarantee: 10 Years |
5.60% | 10 Years | 10 Years | B++ |
Safe Haven Bonus Guarantee Guarantee: 3 Years |
5.57% | 3 Years | 3 Years | B+ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years |
5.55% | 4 Years | 4 Years | A- |
Palladium MYG Guarantee: 5 Years |
5.55% | 5 Years | 9 Years | A |
Palladium MYG Guarantee: 5 Years |
5.55% | 5 Years | 10 Years | A |
Safe Haven Bonus Guarantee Guarantee: 5 Years |
5.55% | 5 Years | 5 Years | B+ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.55% | 5 Years | 5 Years | A- |
MYGA Guarantee: 6 Years |
5.55% | 6 Years | 6 Years | B++ |
Palladium MYG Guarantee: 6 Years |
5.55% | 6 Years | 9 Years | A |
Palladium MYG Guarantee: 6 Years |
5.55% | 6 Years | 10 Years | A |
Platinum Assure Guarantee: 6 Years |
5.55% | 6 Years | 6 Years | A |
MYGA Guarantee: 7 Years |
5.55% | 7 Years | 7 Years | B++ |
Palladium MYG Guarantee: 7 Years |
5.55% | 7 Years | 9 Years | A |
Palladium MYG Guarantee: 7 Years |
5.55% | 7 Years | 10 Years | A |
Platinum Assure Guarantee: 7 Years |
5.55% | 7 Years | 7 Years | A |
Safeguard Plus Guarantee: 7 Years |
5.55% | 7 Years | 7 Years | B++ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.55% | 10 Years | 10 Years | A- |
Future Flex 5 Guarantee: 1 Year |
5.50% | 1 Year | 5 Years | A- |
Future Flex Classic Guarantee: 1 Year |
5.50% | 1 Year | 1 Year | A- |
Asset Guard Guarantee: 2 Years |
5.50% | 2 Years | 2 Years | A- |
Premier Voyage Guarantee: 3 Years |
5.50% | 3 Years | 3 Years | A++ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.50% | 3 Years | 3 Years | A- |
Advantage 5 Advisory Guarantee: 5 Years |
5.50% | 5 Years | 5 Years | A++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.50% | 5 Years | 5 Years | A- |
MyGuarantee Plus Guarantee: 5 Years |
5.50% | 5 Years | 5 Years | A |
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years |
5.50% | 5 Years | 5 Years | B++ |
Premier Voyage Guarantee: 5 Years |
5.50% | 5 Years | 5 Years | A++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years |
5.50% | 6 Years | 6 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | A- |
Multi Select Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | A |
Performance SPDA Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years |
5.50% | 7 Years | 7 Years | B++ |
Certainty Select Guarantee: 8 Years |
5.50% | 8 Years | 8 Years | B++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.50% | 10 Years | 10 Years | A- |
Safeguard Plus Guarantee: 10 Years |
5.50% | 10 Years | 10 Years | B++ |
Future Flex 8 Guarantee: 1 Year |
5.45% | 1 Year | 8 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years |
5.45% | 2 Years | 2 Years | A- |
Synergy Choice MYGA Guarantee: 3 Years |
5.45% | 3 Years | 3 Years | A- |
LiveWell Guarantee Max Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A+ |
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | B++ |
Platinum Assure Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A |
Platinum Assure Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A |
Premier Voyage Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A++ |
Synergy Choice MYGA Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A- |
WealthLock MYGA Guarantee: 5 Years |
5.45% | 5 Years | 5 Years | A- |
Safe Haven Bonus Guarantee Guarantee: 6 Years |
5.45% | 6 Years | 6 Years | B+ |
MYAnnuity 7X Guarantee: 7 Years |
5.45% | 7 Years | 7 Years | B++ |
Safe Haven Bonus Guarantee Guarantee: 7 Years |
5.45% | 7 Years | 7 Years | B+ |
Palladium MYG Guarantee: 8 Years |
5.45% | 8 Years | 9 Years | A |
Palladium MYG Guarantee: 8 Years |
5.45% | 8 Years | 10 Years | A |
Palladium MYG Guarantee: 9 Years |
5.45% | 9 Years | 9 Years | A |
Palladium MYG Guarantee: 9 Years |
5.45% | 9 Years | 10 Years | A |
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years |
5.45% | 10 Years | 10 Years | B++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.40% | 3 Years | 3 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years |
5.40% | 3 Years | 3 Years | B++ |
Secure Savings Elite Guarantee: 3 Years |
5.40% | 3 Years | 3 Years | B+ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.40% | 3 Years | 3 Years | A- |
WealthLock MYGA Guarantee: 3 Years |
5.40% | 3 Years | 3 Years | A- |
Lincoln Select Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A |
LiveWell Guarantee Max Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A+ |
MNL Guarantee Pro 5 Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A+ |
MYAnnuity 5X Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | B++ |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A+ |
Palladium MYG Guarantee: 5 Years |
5.40% | 5 Years | 10 Years | A |
Palladium MYG Guarantee: 5 Years |
5.40% | 5 Years | 9 Years | A |
SecureSaver Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A+ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A- |
WealthLock MYGA Plus Guarantee: 5 Years |
5.40% | 5 Years | 5 Years | A- |
Certainty Select Guarantee: 6 Years |
5.40% | 6 Years | 6 Years | B++ |
Palladium MYG Guarantee: 6 Years |
5.40% | 6 Years | 10 Years | A |
Palladium MYG Guarantee: 6 Years |
5.40% | 6 Years | 9 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years |
5.40% | 7 Years | 7 Years | A- |
Palladium MYG Guarantee: 7 Years |
5.40% | 7 Years | 9 Years | A |
Palladium MYG Guarantee: 7 Years |
5.40% | 7 Years | 10 Years | A |
SecureSaver Guarantee: 7 Years |
5.40% | 7 Years | 7 Years | A+ |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.40% | 7 Years | 7 Years | A- |
Synergy Choice MYGA Guarantee: 7 Years |
5.40% | 7 Years | 7 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.40% | 10 Years | 10 Years | A- |
Aspida Advisory MYGA Guarantee: 2 Years |
5.35% | 2 Years | 2 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years |
5.35% | 2 Years | 2 Years | A- |
Performance SPDA Guarantee: 3 Years |
5.35% | 3 Years | 3 Years | A- |
Synergy Choice MYGA Guarantee: 3 Years |
5.35% | 3 Years | 3 Years | A- |
WealthLock MYGA Plus Guarantee: 3 Years |
5.35% | 3 Years | 3 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years |
5.35% | 4 Years | 4 Years | A- |
Premier Voyage Guarantee: 4 Years |
5.35% | 4 Years | 4 Years | A++ |
Simple Annuity Guarantee: 4 Years |
5.35% | 4 Years | 4 Years | B++ |
Athene MYG Guarantee: 5 Years |
5.35% | 5 Years | 5 Years | A |
Certainty Select Guarantee: 5 Years |
5.35% | 5 Years | 5 Years | B++ |
First Choice 5 Guarantee: 5 Years |
5.35% | 5 Years | 5 Years | A |
MaxRate 5 Guarantee: 5 Years |
5.35% | 5 Years | 5 Years | A |
Synergy Choice MYGA Guarantee: 5 Years |
5.35% | 5 Years | 5 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years |
5.35% | 6 Years | 6 Years | A- |
Safe Haven Bonus Guarantee Guarantee: 6 Years |
5.35% | 6 Years | 6 Years | B+ |
Athene MYG Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A |
FG Guarantee-Platinum Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A- |
LiveWell Guarantee Max Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A+ |
MaxRate 7 Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A |
Performance SPDA Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | A- |
Safe Haven Bonus Guarantee Guarantee: 7 Years |
5.35% | 7 Years | 7 Years | B+ |
Multi Select Guarantee: 8 Years |
5.35% | 8 Years | 8 Years | A |
Palladium MYG Guarantee: 10 Years |
5.35% | 10 Years | 10 Years | A |
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years |
5.35% | 10 Years | 10 Years | B++ |
Safe Haven Bonus Guarantee Guarantee: 10 Years |
5.35% | 10 Years | 10 Years | B+ |
Secure Savings Elite Guarantee: 3 Years |
5.34% | 3 Years | 3 Years | B+ |
Asset Guard Guarantee: 2 Years |
5.30% | 2 Years | 2 Years | A- |
LiveWell Guarantee Max Guarantee: 3 Years |
5.30% | 3 Years | 3 Years | A+ |
Safe Haven Bonus Guarantee Guarantee: 3 Years |
5.30% | 3 Years | 3 Years | B+ |
Secure Savings Elite Guarantee: 3 Years |
5.30% | 3 Years | 3 Years | B+ |
Synergy Choice MYGA Guarantee: 3 Years |
5.30% | 3 Years | 3 Years | A- |
Multi Select Guarantee: 4 Years |
5.30% | 4 Years | 4 Years | A |
Platinum Assure Guarantee: 4 Years |
5.30% | 4 Years | 4 Years | A |
Platinum Assure Guarantee: 4 Years |
5.30% | 4 Years | 4 Years | A |
First Choice 5 Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A- |
MaxRate 5 Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A- |
Multi Select Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A |
Palladium MYG Guarantee: 5 Years |
5.30% | 5 Years | 10 Years | A |
Palladium MYG Guarantee: 5 Years |
5.30% | 5 Years | 9 Years | A |
Palladium Match MYG Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A |
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | B++ |
Premier Voyage Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A++ |
Safe Haven Bonus Guarantee Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | B+ |
Synergy Choice MYGA Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A- |
WealthLock MYGA Guarantee: 5 Years |
5.30% | 5 Years | 5 Years | A- |
Palladium MYG Guarantee: 6 Years |
5.30% | 6 Years | 10 Years | A |
Palladium MYG Guarantee: 6 Years |
5.30% | 6 Years | 9 Years | A |
F&G Secure MYGA® Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A |
F&G Secure MYGA® MVA Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A |
LiveWell Guarantee Max Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A+ |
MNL Guarantee Pro 7 Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A+ |
MaxRate 7 Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A |
MyGuarantee Plus Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A+ |
Palladium MYG Guarantee: 7 Years |
5.30% | 7 Years | 10 Years | A |
Palladium MYG Guarantee: 7 Years |
5.30% | 7 Years | 9 Years | A |
Palladium Match MYG Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A |
Performance SPDA Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | B++ |
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | B++ |
Synergy Choice MYGA Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A- |
WealthLock MYGA Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A- |
WealthLock MYGA Plus Guarantee: 7 Years |
5.30% | 7 Years | 7 Years | A- |
Palladium MYG Guarantee: 8 Years |
5.30% | 8 Years | 10 Years | A |
Palladium MYG Guarantee: 8 Years |
5.30% | 8 Years | 9 Years | A |
Palladium MYG Guarantee: 9 Years |
5.30% | 9 Years | 10 Years | A |
Palladium MYG Guarantee: 9 Years |
5.30% | 9 Years | 9 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.30% | 10 Years | 10 Years | A- |
Future Flex 5 Guarantee: 1 Year |
5.25% | 1 Year | 5 Years | A- |
CL Sundance 2-Year Guarantee: 2 Years |
5.25% | 2 Years | 2 Years | B++ |
Future Flex 5 Guarantee: 2 Years |
5.25% | 2 Years | 5 Years | A- |
Certainty Select Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | B++ |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | A- |
LiveWell Guarantee Max Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | A+ |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | A- |
Synergy Choice MYGA Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | A- |
WealthLock MYGA Guarantee: 3 Years |
5.25% | 3 Years | 3 Years | A- |
First Choice 4 Guarantee: 4 Years |
5.25% | 4 Years | 4 Years | A |
Athene MYG Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
Eleos MVA Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A++ |
F&G Secure MYGA® Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
F&G Secure MYGA® MVA Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
FG Guarantee-Platinum Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A- |
Performance SPDA Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A- |
Reliance Guarantee Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A++ |
Smart Saver NY Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A+ |
Synergy Choice MYGA Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A- |
WealthLock MYGA Plus Guarantee: 5 Years |
5.25% | 5 Years | 5 Years | A- |
Milestone MYGA Guarantee: 6 Years |
5.25% | 6 Years | 6 Years | A- |
Athene MYG Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A |
Milestone MYGA Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A- |
Reliance Guarantee Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A++ |
SecureFore 7 Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A- |
Synergy Choice MYGA Guarantee: 7 Years |
5.25% | 7 Years | 7 Years | A- |
Lincoln Select Guarantee: 10 Years |
5.25% | 10 Years | 10 Years | A |
Multi Select Guarantee: 10 Years |
5.25% | 10 Years | 10 Years | A |
Safe Haven Bonus Guarantee Guarantee: 10 Years |
5.25% | 10 Years | 10 Years | B+ |
Aspida Advisory MYGA Guarantee: 2 Years |
5.20% | 2 Years | 2 Years | A- |
Asset Guard Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A- |
MNL Guarantee Pro 3 Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A+ |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A+ |
Premier Voyage Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A- |
Synergy Choice MYGA Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A- |
WealthLock MYGA Plus Guarantee: 3 Years |
5.20% | 3 Years | 3 Years | A- |
Asset Guard Guarantee: 4 Years |
5.20% | 4 Years | 4 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years |
5.20% | 4 Years | 4 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
5.20% | 4 Years | 4 Years | A- |
American Freedom Classic 5 Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A++ |
First Choice 5 Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A |
LiveWell Guarantee Max Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A+ |
MCA No FPW Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A |
Premier Voyage Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A++ |
Premier Voyage Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A- |
Select Max Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A- |
Synergy Choice MYGA Guarantee: 5 Years |
5.20% | 5 Years | 5 Years | A- |
Milestone MYGA Guarantee: 6 Years |
5.20% | 6 Years | 6 Years | A- |
Milestone MYGA Guarantee: 7 Years |
5.20% | 7 Years | 7 Years | A- |
Select Max Guarantee: 7 Years |
5.20% | 7 Years | 7 Years | A |
Synergy Choice MYGA Guarantee: 7 Years |
5.20% | 7 Years | 7 Years | A- |
Palladium MYG Guarantee: 8 Years |
5.20% | 8 Years | 9 Years | A |
Palladium MYG Guarantee: 8 Years |
5.20% | 8 Years | 10 Years | A |
Multi Select Guarantee: 9 Years |
5.20% | 9 Years | 9 Years | A |
Palladium MYG Guarantee: 9 Years |
5.20% | 9 Years | 9 Years | A |
Palladium MYG Guarantee: 9 Years |
5.20% | 9 Years | 10 Years | A |
Palladium MYG Guarantee: 10 Years |
5.20% | 10 Years | 10 Years | A |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.20% | 10 Years | 10 Years | A- |
Athene MYG Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A |
Freedom Elevate 3 Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A++ |
MaxRate 3 Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A |
MaxRate 3 Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A |
Premier Voyage Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A++ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.15% | 3 Years | 3 Years | A- |
American Pathway Fixed 4 Annuity Guarantee: 4 Years |
5.15% | 4 Years | 4 Years | A |
American Pathway Vision MYG Guarantee: 4 Years |
5.15% | 4 Years | 10 Years | A |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
American Pathway Vision MYG Guarantee: 5 Years |
5.15% | 5 Years | 10 Years | A |
Apex MYGA Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
Asset Guard Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
Focused Growth Annuity Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
MCA Int Credited Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
MNL Guarantee Pro 5 Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A+ |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A+ |
Optimum 5 Selection Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
Palladium Match MYG Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
Pinnacle Plus MYGA Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
SecureFore 5 Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A- |
Select Max Guarantee: 5 Years |
5.15% | 5 Years | 5 Years | A |
SolutionsMYG Guarantee: 5 Years |
5.15% | 5 Years | 10 Years | A |
American Pathway Vision MYG Guarantee: 6 Years |
5.15% | 6 Years | 10 Years | A |
SolutionsMYG Guarantee: 6 Years |
5.15% | 6 Years | 10 Years | A |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A |
American Pathway Vision MYG Guarantee: 7 Years |
5.15% | 7 Years | 10 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
Optimum 7 Selection Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A |
Palladium Match MYG Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A |
Performance SPDA Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
Select Max Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A |
SolutionsMYG Guarantee: 7 Years |
5.15% | 7 Years | 10 Years | A |
Synergy Choice MYGA Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
WealthLock MYGA Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
WealthLock MYGA Plus Guarantee: 7 Years |
5.15% | 7 Years | 7 Years | A- |
American Pathway Vision MYG Guarantee: 10 Years |
5.15% | 10 Years | 10 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.15% | 10 Years | 10 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years |
5.15% | 10 Years | 10 Years | B++ |
SolutionsMYG Guarantee: 10 Years |
5.15% | 10 Years | 10 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years |
5.10% | 2 Years | 2 Years | A- |
Synergy Choice MYGA Guarantee: 2 Years |
5.10% | 2 Years | 2 Years | A- |
Milestone MYGA Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A- |
Performance SPDA Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A- |
Stable Voyage Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A++ |
Synergy Choice MYGA Guarantee: 3 Years |
5.10% | 3 Years | 3 Years | A- |
Milestone MYGA Guarantee: 4 Years |
5.10% | 4 Years | 4 Years | A- |
Premier Voyage Guarantee: 4 Years |
5.10% | 4 Years | 4 Years | A++ |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
5.10% | 4 Years | 4 Years | A- |
Smart Saver NY Guarantee: 4 Years |
5.10% | 4 Years | 4 Years | A+ |
Athene MYG Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
Athene MYG Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
Eleos SP Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A++ |
MCA 10% FPW Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | B++ |
MaxRate 5 Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A |
Performance SPDA Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A- |
Stable Voyage Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A++ |
Synergy Choice MYGA Guarantee: 5 Years |
5.10% | 5 Years | 5 Years | A- |
Apex MYGA Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A- |
Athene MYG Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A |
Athene MYG Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A |
Focused Growth Annuity Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A |
LiveWell Guarantee Max Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A+ |
MaxRate 7 Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A |
Milestone MYGA Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A- |
Smart Saver NY Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A+ |
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years |
5.10% | 7 Years | 7 Years | A+ |
Palladium MYG Guarantee: 10 Years |
5.10% | 10 Years | 10 Years | A |
Synergy Choice MYGA Guarantee: 2 Years |
5.05% | 2 Years | 2 Years | A- |
WealthLock MYGA Guarantee: 2 Years |
5.05% | 2 Years | 2 Years | A- |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Athene MYG Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Milestone MYGA Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Secure Term MVA II Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A++ |
Secure Term MVA II Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A++ |
Secure Term MVA III Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years |
5.05% | 3 Years | 3 Years | A- |
Milestone MYGA Guarantee: 4 Years |
5.05% | 4 Years | 4 Years | A- |
Premier Voyage Guarantee: 4 Years |
5.05% | 4 Years | 4 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
5.05% | 4 Years | 4 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
5.05% | 4 Years | 4 Years | A- |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
Focused Growth Annuity Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MCA No FPW Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
MaxRate 5 Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
Palladium Match MYG Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A |
Performance SPDA Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
SecureSaver Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A+ |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.05% | 5 Years | 5 Years | A- |
Milestone MYGA Guarantee: 6 Years |
5.05% | 6 Years | 6 Years | A- |
Smart Saver NY Guarantee: 6 Years |
5.05% | 6 Years | 6 Years | A+ |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
F&G Secure MYGA® Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
F&G Secure MYGA® MVA Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
F&G Secure MYGA® Non-MVA Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
MaxRate 7 Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
Milestone MYGA Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
Palladium Match MYG Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A |
Pinnacle Plus MYGA Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
SecureSaver Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
Synergy Choice MYGA Guarantee: 7 Years |
5.05% | 7 Years | 7 Years | A- |
Pinnacle Plus MYGA Guarantee: 10 Years |
5.05% | 10 Years | 10 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.05% | 10 Years | 10 Years | A- |
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year |
5.00% | 1 Year | 9 Years | A |
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year |
5.00% | 1 Year | 7 Years | A |
Future Flex 5 Guarantee: 2 Years |
5.00% | 2 Years | 5 Years | A- |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years |
5.00% | 2 Years | 2 Years | A- |
Synergy Choice MYGA Guarantee: 2 Years |
5.00% | 2 Years | 2 Years | A- |
WealthLock MYGA Plus Guarantee: 2 Years |
5.00% | 2 Years | 2 Years | A- |
Apex MYGA Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
Asset Guard Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
F&G Secure MYGA® Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A |
F&G Secure MYGA® MVA Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A |
FG Guarantee-Platinum Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
LiveWell Guarantee Max Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A+ |
Premier Voyage Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A++ |
Secure Term Choice II Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A++ |
Secure Term Choice III Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A++ |
SecureFore 3 Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
5.00% | 3 Years | 3 Years | A- |
Asset Guard Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | A- |
First Choice 4 Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | B++ |
Stable Voyage Guarantee: 4 Years |
5.00% | 4 Years | 4 Years | A++ |
Athene MYG Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
F&G Secure MYGA® Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
F&G Secure MYGA® MVA Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A- |
MCA 10% FPW Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
MCA Int Credited Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | B++ |
Secure Savings Elite Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | B+ |
SecureOption Choice Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A+ |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A- |
Select Max Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A |
Smart Saver NY Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A+ |
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years |
5.00% | 5 Years | 5 Years | A+ |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years |
5.00% | 6 Years | 6 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years |
5.00% | 6 Years | 6 Years | A- |
Milestone MYGA Guarantee: 6 Years |
5.00% | 6 Years | 6 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years |
5.00% | 6 Years | 6 Years | B++ |
Athene MYG Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
Focused Growth Annuity Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A- |
MCA 10% FPW & ROP Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
MNL Guarantee Pro 7 Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A+ |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A+ |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | B++ |
SecureFore 7 Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
SecureOption Choice Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A+ |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A- |
Select Max Guarantee: 7 Years |
5.00% | 7 Years | 7 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years |
5.00% | 8 Years | 8 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years |
5.00% | 8 Years | 8 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years |
5.00% | 8 Years | 8 Years | B++ |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years |
5.00% | 9 Years | 9 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years |
5.00% | 9 Years | 9 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years |
5.00% | 9 Years | 9 Years | B++ |
SecureOption Choice Guarantee: 9 Years |
5.00% | 9 Years | 9 Years | A+ |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years |
5.00% | 10 Years | 10 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years |
5.00% | 10 Years | 10 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years |
5.00% | 10 Years | 10 Years | B++ |
Synergy Choice MYGA Guarantee: 2 Years |
4.95% | 2 Years | 2 Years | A- |
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
MCA No FPW Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A |
Pinnacle Plus MYGA Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | B++ |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A- |
Select Max Guarantee: 3 Years |
4.95% | 3 Years | 3 Years | A |
Secure Term MVA II Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A++ |
Secure Term MVA II Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.95% | 4 Years | 4 Years | A- |
American Freedom Classic 5 Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A++ |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
Asset Guard Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A- |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
MCA 10% FPW Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
Optimum 5 Selection Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.95% | 5 Years | 5 Years | A- |
Premier Voyage Guarantee: 6 Years |
4.95% | 6 Years | 6 Years | A++ |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
MCA 10% FPW Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
Mariner Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A+ |
Optimum 7 Selection Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A |
Premier Voyage Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
4.95% | 7 Years | 7 Years | A- |
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years |
4.95% | 10 Years | 10 Years | B++ |
Reliance Guarantee Guarantee: 10 Years |
4.95% | 10 Years | 10 Years | A++ |
Secure Savings Elite Guarantee: 5 Years |
4.94% | 5 Years | 5 Years | B+ |
Secure Growth Guarantee: 1 Year |
4.90% | 1 Year | 7 Years | A+ |
Synergy Choice MYGA Guarantee: 2 Years |
4.90% | 2 Years | 2 Years | A- |
WealthLock MYGA Guarantee: 2 Years |
4.90% | 2 Years | 2 Years | A- |
American Freedom Aspire 3 Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A++ |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
4.90% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
4.90% | 3 Years | 7 Years | A |
Athene MYG Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
Athene MYG Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
Focused Growth Annuity Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A- |
MCA Int Credited Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
MaxRate 3 Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
MaxRate 3 Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
Performance SPDA Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A- |
Premier Voyage Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A++ |
Premier Voyage Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A++ |
Secure Growth Guarantee: 3 Years |
4.90% | 3 Years | 7 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A- |
Select Max Guarantee: 3 Years |
4.90% | 3 Years | 3 Years | A |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A- |
Premier Voyage Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A++ |
Secure Term Choice II Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A++ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
4.90% | 4 Years | 4 Years | A- |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A |
F&G Secure MYGA® Non-MVA Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A |
MYAnnuity 5X Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | B++ |
Mariner Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A+ |
Performance SPDA Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Secure Growth Guarantee: 5 Years |
4.90% | 5 Years | 7 Years | A+ |
Secure Savings Elite Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | B+ |
SecureFore 5 Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A |
SecureOption Choice Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A+ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.90% | 5 Years | 5 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years |
4.90% | 6 Years | 6 Years | A- |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA 10% FPW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA 10% FPW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA 10% FPW & ROP Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
MCA No FPW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A |
Secure Growth Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A+ |
SecureOption Choice Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A- |
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years |
4.90% | 7 Years | 7 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years |
4.90% | 8 Years | 8 Years | A- |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years |
4.90% | 9 Years | 9 Years | A- |
SecureOption Choice Guarantee: 9 Years |
4.90% | 9 Years | 9 Years | A+ |
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years |
4.90% | 10 Years | 10 Years | A- |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
4.85% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
4.85% | 1 Year | 7 Years | A |
Secure Growth Guarantee: 1 Year |
4.85% | 1 Year | 5 Years | A+ |
Premier Voyage Guarantee: 2 Years |
4.85% | 2 Years | 2 Years | A++ |
Synergy Choice MYGA Guarantee: 2 Years |
4.85% | 2 Years | 2 Years | A- |
WealthLock MYGA Plus Guarantee: 2 Years |
4.85% | 2 Years | 2 Years | A- |
Freedom Elevate 3 Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A++ |
MCA 10% FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A |
Milestone MYGA Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A- |
Secure Growth Guarantee: 3 Years |
4.85% | 3 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A++ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A- |
Stable Voyage Guarantee: 3 Years |
4.85% | 3 Years | 3 Years | A++ |
Milestone MYGA Guarantee: 4 Years |
4.85% | 4 Years | 4 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
4.85% | 4 Years | 4 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
4.85% | 4 Years | 4 Years | A- |
Smart Saver NY Guarantee: 4 Years |
4.85% | 4 Years | 4 Years | A+ |
Apex MYGA Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
Athene MYG Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A |
Eagle Guarantee Focus Series Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
Eagle Guarantee Focus Series Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
GuaranteeShield Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
GuaranteeShield Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A |
MCA 10% FPW & ROP Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A |
Pinnacle Plus MYGA Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
Secure Growth Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A+ |
Secure Term MVA II Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A++ |
Secure Term MVA II Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A++ |
Secure Term MVA III Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A++ |
SecureGain 5 Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A++ |
SecureOption Choice Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A+ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A- |
Stable Voyage Guarantee: 5 Years |
4.85% | 5 Years | 5 Years | A++ |
Future Flex 5 Guarantee: 6 Years |
4.85% | 6 Years | 5 Years | A- |
Apex MYGA Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A- |
Athene MYG Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
Expedition II Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A+ |
MCA 10% FPW Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
MCA 10% FPW & ROP Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
MCA Int Credited Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
SecureOption Choice Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A+ |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A- |
Select Max Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A |
Smart Saver NY Guarantee: 7 Years |
4.85% | 7 Years | 7 Years | A+ |
SecureOption Choice Guarantee: 9 Years |
4.85% | 9 Years | 9 Years | A+ |
Apollo MVA Guarantee: 1 Year |
4.80% | 1 Year | 7 Years | A++ |
Future Flex 8 Guarantee: 2 Years |
4.80% | 2 Years | 8 Years | A- |
Athene MYG Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
Focused Growth Annuity Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
MNL Guarantee Pro 3 Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A+ |
Milestone MYGA Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Palladium MYG Guarantee: 3 Years |
4.80% | 3 Years | 10 Years | A |
Palladium MYG Guarantee: 3 Years |
4.80% | 3 Years | 9 Years | A |
Platinum Assure Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
Platinum Assure Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A |
Secure Term MVA II Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A++ |
Secure Term MVA III Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A++ |
SecureOption Choice Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A+ |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.80% | 3 Years | 3 Years | A- |
Milestone MYGA Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
Premier Voyage Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A++ |
Premier Voyage Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A++ |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.80% | 4 Years | 4 Years | A- |
American Freedom Aspire 5 Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A++ |
Brighthouse Fixed Rate Annuity Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A |
Expedition II Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A++ |
Secure Term Choice III Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A++ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A- |
Select Max Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A |
Select Pro Guarantee: 5 Years |
4.80% | 5 Years | 5 Years | A |
Secure Term MVA II Guarantee: 6 Years |
4.80% | 6 Years | 6 Years | A++ |
Secure Term MVA II Guarantee: 6 Years |
4.80% | 6 Years | 6 Years | A++ |
Smart Saver NY Guarantee: 6 Years |
4.80% | 6 Years | 6 Years | A+ |
F&G Secure MYGA® Non-MVA Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A |
MCA 10% FPW Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A |
MCA 10% FPW Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A |
MCA 10% FPW & ROP Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A- |
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.80% | 7 Years | 7 Years | A |
Focused Growth Annuity Guarantee: 10 Years |
4.80% | 10 Years | 10 Years | A |
Eagle Guarantee Focus Series Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
Eagle Guarantee Focus Series Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
F&G Secure MYGA® Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
F&G Secure MYGA® MVA Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
GuaranteeShield Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
GuaranteeShield Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
MCA 10% FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
MCA No FPW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
Multi Select Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A+ |
Performance SPDA Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
Secure Term Choice II Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A++ |
Secure Term Choice II Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A++ |
Secure Term Choice III Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A++ |
SecureFore 3 Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A |
SecureOption Focus Guarantee: 3 Years |
4.75% | 3 Years | 7 Years | A+ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A- |
SmartSelect Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A+ |
SmartSelect Two Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A+ |
SmartSelect Two Guarantee: 3 Years |
4.75% | 3 Years | 3 Years | A+ |
American Pathway Fixed 4 Annuity Guarantee: 4 Years |
4.75% | 4 Years | 4 Years | A |
Secure Term Choice II Guarantee: 4 Years |
4.75% | 4 Years | 4 Years | A++ |
Stable Voyage Guarantee: 4 Years |
4.75% | 4 Years | 4 Years | A++ |
American Pathway Fixed 5 Plus Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A |
SecureOption Choice Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A+ |
SecureOption Focus Guarantee: 5 Years |
4.75% | 5 Years | 7 Years | A+ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A |
Smart Saver NY Guarantee: 5 Years |
4.75% | 5 Years | 5 Years | A+ |
SolutionsMYG Guarantee: 5 Years |
4.75% | 5 Years | 7 Years | A |
Premier Voyage Guarantee: 6 Years |
4.75% | 6 Years | 6 Years | A++ |
Secure Term Choice II Guarantee: 6 Years |
4.75% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 6 Years |
4.75% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 6 Years |
4.75% | 6 Years | 6 Years | A++ |
SolutionsMYG Guarantee: 6 Years |
4.75% | 6 Years | 7 Years | A |
American Pathway Fixed 7 Plus Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A |
MCA 10% FPW & ROP Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A |
Milestone MYGA Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A- |
Pinnacle Plus MYGA Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A- |
Premier Voyage Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A++ |
Secure Term MVA II Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A++ |
Secure Term MVA II Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A++ |
Secure Term MVA III Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A++ |
SecureOption Choice Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A+ |
SecureOption Focus Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A+ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A |
SolutionsMYG Guarantee: 7 Years |
4.75% | 7 Years | 7 Years | A |
SecureOption Choice Guarantee: 9 Years |
4.75% | 9 Years | 9 Years | A+ |
Pinnacle Plus MYGA Guarantee: 10 Years |
4.75% | 10 Years | 10 Years | A- |
Apex MYGA Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A- |
MCA Int Credited Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A |
MCA Int Credited Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A |
SecureOption Choice Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A+ |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.70% | 3 Years | 3 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | B++ |
Secure Term MVA II Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A++ |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A- |
SmartSelect Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A+ |
SmartSelect Two Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A+ |
SmartSelect Two Guarantee: 4 Years |
4.70% | 4 Years | 4 Years | A+ |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A |
Expedition II Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A+ |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | B++ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.70% | 5 Years | 5 Years | A- |
Milestone MYGA Guarantee: 6 Years |
4.70% | 6 Years | 6 Years | A- |
Premier Voyage Guarantee: 6 Years |
4.70% | 6 Years | 6 Years | A++ |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years |
4.70% | 6 Years | 6 Years | B++ |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A |
Expedition II Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A+ |
MCA 10% FPW & ROP Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A |
Milestone MYGA Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A- |
Premier Voyage Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A++ |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | B++ |
Secure Term Choice II Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A++ |
Secure Term Choice III Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A++ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A- |
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.70% | 7 Years | 7 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years |
4.70% | 8 Years | 8 Years | B++ |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years |
4.70% | 9 Years | 9 Years | B++ |
Focused Growth Annuity Guarantee: 10 Years |
4.70% | 10 Years | 10 Years | A |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years |
4.70% | 10 Years | 10 Years | B++ |
Apollo SP Guarantee: 1 Year |
4.65% | 1 Year | 7 Years | A++ |
Secure Growth Guarantee: 1 Year |
4.65% | 1 Year | 7 Years | A+ |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
4.65% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
4.65% | 3 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A |
Palladium MYG Guarantee: 3 Years |
4.65% | 3 Years | 9 Years | A |
Palladium MYG Guarantee: 3 Years |
4.65% | 3 Years | 10 Years | A |
Pinnacle Plus MYGA Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A- |
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | B++ |
Secure Growth Guarantee: 3 Years |
4.65% | 3 Years | 7 Years | A+ |
SecureOption Choice Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A+ |
SecureOption Focus Guarantee: 3 Years |
4.65% | 3 Years | 7 Years | A+ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A- |
SmartSelect Guarantee: 3 Years |
4.65% | 3 Years | 3 Years | A+ |
Secure Term Choice II Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A++ |
Secure Term Choice II Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A++ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A- |
SmartSelect Guarantee: 4 Years |
4.65% | 4 Years | 4 Years | A+ |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years |
4.65% | 5 Years | 5 Years | A |
F&G Secure MYGA® Non-MVA Guarantee: 5 Years |
4.65% | 5 Years | 5 Years | A |
Secure Growth Guarantee: 5 Years |
4.65% | 5 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.65% | 5 Years | 5 Years | A++ |
SecureOption Focus Guarantee: 5 Years |
4.65% | 5 Years | 7 Years | A+ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.65% | 5 Years | 5 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.65% | 5 Years | 5 Years | A- |
Milestone MYGA Guarantee: 6 Years |
4.65% | 6 Years | 6 Years | A- |
Mariner Guarantee: 7 Years |
4.65% | 7 Years | 7 Years | A+ |
Secure Growth Guarantee: 7 Years |
4.65% | 7 Years | 7 Years | A+ |
SecureOption Focus Guarantee: 7 Years |
4.65% | 7 Years | 7 Years | A+ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.65% | 7 Years | 7 Years | A- |
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years |
4.65% | 7 Years | 7 Years | A+ |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
4.60% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
4.60% | 1 Year | 7 Years | A |
Secure Growth Guarantee: 1 Year |
4.60% | 1 Year | 5 Years | A+ |
Secure Growth Guarantee: 1 Year |
4.60% | 1 Year | 7 Years | A+ |
Future Flex 8 Guarantee: 2 Years |
4.60% | 2 Years | 8 Years | A- |
Athene MYG Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A |
F&G Secure MYGA® Non-MVA Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A |
Secure Growth Guarantee: 3 Years |
4.60% | 3 Years | 5 Years | A+ |
Secure Growth Guarantee: 3 Years |
4.60% | 3 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A++ |
Secure Term MVA II Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A++ |
Secure Term MVA III Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
4.60% | 3 Years | 3 Years | A- |
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years |
4.60% | 4 Years | 4 Years | A++ |
Smart Saver NY Guarantee: 4 Years |
4.60% | 4 Years | 4 Years | A+ |
Athene MYG NY Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A |
Eagle Guarantee Focus Series Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Freedom Elevate 5 Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A++ |
GuaranteeShield Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
MaxRate 5 Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Secure Growth Guarantee: 5 Years |
4.60% | 5 Years | 7 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A++ |
Secure Term MVA II Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A++ |
Secure Term MVA III Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A++ |
SecureGain 5 Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A++ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
4.60% | 5 Years | 5 Years | A |
Future Flex 5 Guarantee: 6 Years |
4.60% | 6 Years | 5 Years | A- |
Secure Term Choice II Guarantee: 6 Years |
4.60% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years |
4.60% | 6 Years | 6 Years | A++ |
Athene MYG NY Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
F&G Secure MYGA® ROP Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
Lincoln Select Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
MaxRate 7 Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
Secure Growth Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
Smart Saver NY Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A+ |
WealthQuest Citadel 7 Diamond Guarantee: 7 Years |
4.60% | 7 Years | 7 Years | A |
Secure Growth Guarantee: 1 Year |
4.55% | 1 Year | 5 Years | A+ |
Premier Voyage Guarantee: 2 Years |
4.55% | 2 Years | 2 Years | A++ |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A |
MCA 10% FPW & ROP Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A |
Palladium MYG Guarantee: 3 Years |
4.55% | 3 Years | 10 Years | A |
Palladium MYG Guarantee: 3 Years |
4.55% | 3 Years | 9 Years | A |
Palladium Match MYG Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A |
Secure Growth Guarantee: 3 Years |
4.55% | 3 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A++ |
Secure Term Choice III Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A++ |
SecureOption Choice Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A+ |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A- |
Select Max Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A |
Select Pro Guarantee: 3 Years |
4.55% | 3 Years | 3 Years | A |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.55% | 4 Years | 4 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years |
4.55% | 4 Years | 4 Years | A- |
American Freedom Aspire 5 Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
Brighthouse Fixed Rate Annuity Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A |
F&G Secure MYGA® ROP Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A |
Jackson RateProtector Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A |
Milestone MYGA Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A- |
Prudential WealthGuard Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
Secure Term Choice II Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
Secure Term Choice III Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
SecureGain 5 Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A |
WealthQuest Citadel 5 Diamond Guarantee: 5 Years |
4.55% | 5 Years | 5 Years | A |
Premier Voyage Guarantee: 6 Years |
4.55% | 6 Years | 6 Years | A++ |
Secure Term MVA II Guarantee: 6 Years |
4.55% | 6 Years | 6 Years | A++ |
Smart Saver NY Guarantee: 6 Years |
4.55% | 6 Years | 6 Years | A+ |
American Freedom Aspire 7 Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A++ |
Jackson RateProtector Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A |
Premier Voyage Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A++ |
Secure Term Choice II Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A++ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.55% | 7 Years | 7 Years | A |
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year |
4.50% | 1 Year | 9 Years | A |
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year |
4.50% | 1 Year | 7 Years | A |
SecureOption Focus Guarantee: 1 Year |
4.50% | 1 Year | 7 Years | A+ |
Platinum Assure Guarantee: 2 Years |
4.50% | 2 Years | 2 Years | A |
Platinum Assure Guarantee: 2 Years |
4.50% | 2 Years | 2 Years | A |
Premier Voyage Guarantee: 2 Years |
4.50% | 2 Years | 2 Years | A++ |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
4.50% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
4.50% | 3 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A |
Eagle Guarantee Focus Series Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A- |
Expedition II Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
GuaranteeShield Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A- |
Mariner Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
Prudential WealthGuard Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A++ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A- |
Select Max Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A |
Select Pro Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A |
SmartSelect Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
SmartSelect Two Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
SmartSelect Two Guarantee: 3 Years |
4.50% | 3 Years | 3 Years | A+ |
Secure Term Choice II Guarantee: 4 Years |
4.50% | 4 Years | 4 Years | A++ |
Secure Term MVA II Guarantee: 4 Years |
4.50% | 4 Years | 4 Years | A++ |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A |
Mariner Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
Mariner Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
MyGuarantee Plus Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A |
SmartSelect Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
SmartSelect Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
SmartSelect Two Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
SmartSelect Two Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
Stars and Stripes 5 Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A++ |
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years |
4.50% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 6 Years |
4.50% | 6 Years | 6 Years | A++ |
Secure Term Choice II Guarantee: 6 Years |
4.50% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 6 Years |
4.50% | 6 Years | 6 Years | A++ |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A |
Expedition II Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A+ |
Mariner Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A+ |
MyGuarantee Plus Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A |
Prudential WealthGuard Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A+ |
Secure Term MVA II Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A++ |
Secure Term MVA III Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A++ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A |
WealthQuest Citadel 7 Diamond Guarantee: 7 Years |
4.50% | 7 Years | 7 Years | A |
Platinum Edge Guarantee: 10 Years |
4.50% | 10 Years | 10 Years | A+ |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
4.45% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
4.45% | 1 Year | 7 Years | A |
American Freedom Aspire 3 Guarantee: 3 Years |
4.45% | 3 Years | 3 Years | A++ |
Jackson RateProtector Guarantee: 3 Years |
4.45% | 3 Years | 3 Years | A |
SecureOption Focus Guarantee: 3 Years |
4.45% | 3 Years | 7 Years | A+ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.45% | 3 Years | 3 Years | A- |
Secure Term Choice II Guarantee: 4 Years |
4.45% | 4 Years | 4 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 4 Years |
4.45% | 4 Years | 4 Years | A++ |
SmartSelect Guarantee: 4 Years |
4.45% | 4 Years | 4 Years | A+ |
SmartSelect Two Guarantee: 4 Years |
4.45% | 4 Years | 4 Years | A+ |
SmartSelect Two Guarantee: 4 Years |
4.45% | 4 Years | 4 Years | A+ |
Athene MYG NY Guarantee: 5 Years |
4.45% | 5 Years | 5 Years | A |
SecureGain 5 Guarantee: 5 Years |
4.45% | 5 Years | 5 Years | A++ |
SecureOption Focus Guarantee: 5 Years |
4.45% | 5 Years | 7 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.45% | 5 Years | 5 Years | A- |
WealthQuest Citadel 5 Diamond Guarantee: 5 Years |
4.45% | 5 Years | 5 Years | A |
Premier Voyage Guarantee: 6 Years |
4.45% | 6 Years | 6 Years | A++ |
Premier Voyage Guarantee: 6 Years |
4.45% | 6 Years | 6 Years | A++ |
Athene MYG NY Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A |
Freedom Elevate 7 Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Premier Voyage Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Premier Voyage Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Secure Term Choice II Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Secure Term Choice II Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Secure Term Choice III Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A++ |
SecureOption Focus Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A+ |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
4.45% | 7 Years | 7 Years | A |
Platinum Edge Guarantee: 9 Years |
4.45% | 9 Years | 9 Years | A+ |
Secure Growth Guarantee: 1 Year |
4.40% | 1 Year | 7 Years | A+ |
SecureOption Focus Guarantee: 1 Year |
4.40% | 1 Year | 7 Years | A+ |
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A |
Palladium Match MYG Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A |
Secure Growth Guarantee: 3 Years |
4.40% | 3 Years | 7 Years | A+ |
Secure Savings Elite Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | B+ |
Secure Term Choice II Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A++ |
Secure Term MVA II Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A++ |
Secure Term MVA III Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A++ |
SmartSelect Guarantee: 3 Years |
4.40% | 3 Years | 3 Years | A+ |
Secure Term Choice II Guarantee: 4 Years |
4.40% | 4 Years | 4 Years | A++ |
SmartSelect Guarantee: 4 Years |
4.40% | 4 Years | 4 Years | A+ |
American Pathway Fixed 5 Plus Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
Athene MYG NY Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
Freedom Elevate 5 Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A++ |
Lincoln Select Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
MaxRate 5 Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
Secure Growth Guarantee: 5 Years |
4.40% | 5 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A++ |
Secure Term MVA II Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A++ |
Secure Term MVA III Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A++ |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
4.40% | 5 Years | 5 Years | A |
American Pathway Fixed 7 Plus Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A |
Athene MYG NY Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A |
MaxRate 7 Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A |
Secure Growth Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A+ |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A- |
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.40% | 7 Years | 7 Years | A- |
Platinum Edge Guarantee: 8 Years |
4.40% | 8 Years | 8 Years | A+ |
Future Flex 8 Guarantee: 9 Years |
4.40% | 9 Years | 8 Years | A- |
Secure Growth Guarantee: 1 Year |
4.35% | 1 Year | 7 Years | A+ |
Secure Growth Guarantee: 1 Year |
4.35% | 1 Year | 5 Years | A+ |
Premier Voyage Guarantee: 2 Years |
4.35% | 2 Years | 2 Years | A++ |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A |
Expedition II Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A+ |
F&G Secure MYGA® Non-MVA Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A |
Secure Growth Guarantee: 3 Years |
4.35% | 3 Years | 5 Years | A+ |
Secure Growth Guarantee: 3 Years |
4.35% | 3 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A++ |
Secure Term Choice III Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A++ |
SecureGain 3 Guarantee: 3 Years |
4.35% | 3 Years | 6 Years | A++ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
4.35% | 3 Years | 3 Years | A- |
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years |
4.35% | 4 Years | 4 Years | A++ |
Expedition II Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.35% | 5 Years | 7 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A++ |
Secure Term Choice III Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 5 Years |
4.35% | 5 Years | 5 Years | A++ |
Secure Term Choice II Guarantee: 6 Years |
4.35% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years |
4.35% | 6 Years | 6 Years | A++ |
Secure Term MVA II Guarantee: 6 Years |
4.35% | 6 Years | 6 Years | A++ |
Expedition II Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A+ |
F&G Secure MYGA® ROP Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A |
Mariner Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A+ |
Platinum Edge Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A+ |
Prudential WealthGuard Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A+ |
Secure Growth Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years |
4.35% | 7 Years | 7 Years | A++ |
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years |
4.35% | 8 Years | 8 Years | A+ |
Secure Savings Elite Guarantee: 3 Years |
4.34% | 3 Years | 3 Years | B+ |
Secure Growth Guarantee: 1 Year |
4.30% | 1 Year | 7 Years | A+ |
Athene MYG NY Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | A |
MaxRate 3 Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | A |
Palladium Match MYG Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | A |
Secure Savings Elite Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | B+ |
Secure Term Choice II Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | A++ |
Select Pro Guarantee: 3 Years |
4.30% | 3 Years | 3 Years | A |
Milestone MYGA Guarantee: 4 Years |
4.30% | 4 Years | 4 Years | A- |
Secure Term Choice II Guarantee: 4 Years |
4.30% | 4 Years | 4 Years | A++ |
Secure Term MVA II Guarantee: 4 Years |
4.30% | 4 Years | 4 Years | A++ |
F&G Secure MYGA® ROP Guarantee: 5 Years |
4.30% | 5 Years | 5 Years | A |
Freedom Elevate 5 Guarantee: 5 Years |
4.30% | 5 Years | 5 Years | A++ |
Secure Term Choice II Guarantee: 5 Years |
4.30% | 5 Years | 5 Years | A++ |
SecureSaver Guarantee: 5 Years |
4.30% | 5 Years | 5 Years | A+ |
Platinum Edge Guarantee: 6 Years |
4.30% | 6 Years | 6 Years | A+ |
Secure Term Choice II Guarantee: 6 Years |
4.30% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 6 Years |
4.30% | 6 Years | 6 Years | A++ |
American Freedom Aspire 7 Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A++ |
Freedom Elevate 7 Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A++ |
Secure Growth Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A++ |
Secure Term MVA II Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A++ |
Secure Term MVA III Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A++ |
SecureSaver Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A+ |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A- |
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.30% | 7 Years | 7 Years | A- |
Lincoln Select Guarantee: 10 Years |
4.30% | 10 Years | 10 Years | A |
Palladium MYG Guarantee: 10 Years |
4.30% | 10 Years | 10 Years | A |
Secure Growth Guarantee: 1 Year |
4.25% | 1 Year | 5 Years | A+ |
Secure Growth Guarantee: 1 Year |
4.25% | 1 Year | 5 Years | A+ |
Future Flex 8 Guarantee: 2 Years |
4.25% | 2 Years | 8 Years | A- |
Premier Voyage Guarantee: 2 Years |
4.25% | 2 Years | 2 Years | A++ |
Premier Voyage Guarantee: 2 Years |
4.25% | 2 Years | 2 Years | A++ |
Athene MYG NY Guarantee: 3 Years |
4.25% | 3 Years | 3 Years | A |
Brighthouse Fixed Rate Annuity Guarantee: 3 Years |
4.25% | 3 Years | 3 Years | A |
Secure Growth Guarantee: 3 Years |
4.25% | 3 Years | 5 Years | A+ |
Select Pro Guarantee: 3 Years |
4.25% | 3 Years | 3 Years | A |
Milestone MYGA Guarantee: 4 Years |
4.25% | 4 Years | 4 Years | A- |
Secure Term Choice II Guarantee: 4 Years |
4.25% | 4 Years | 4 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 4 Years |
4.25% | 4 Years | 4 Years | A++ |
Athene MYG NY Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A |
Expedition II Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
Jackson RateProtector Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A |
Platinum Edge Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
Secure Savings Elite Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | B+ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A- |
SmartSelect Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
SmartSelect Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
SmartSelect Two Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
SmartSelect Two Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A+ |
Stars and Stripes 5 Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A++ |
Stars and Stripes 5 Guarantee: 5 Years |
4.25% | 5 Years | 5 Years | A++ |
Secure Term Choice II Guarantee: 6 Years |
4.25% | 6 Years | 6 Years | A++ |
Athene MYG NY Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A |
Jackson RateProtector Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A |
Secure Term Choice II Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A++ |
Secure Term Choice III Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A++ |
SecureGain 7 Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 7 Years |
4.25% | 7 Years | 7 Years | A- |
MultiRate Guarantee: 1 Year |
4.20% | 1 Year | 7 Years | A+ |
SecureOption Focus Guarantee: 1 Year |
4.20% | 1 Year | 7 Years | A+ |
F&G Secure MYGA® ROP Guarantee: 3 Years |
4.20% | 3 Years | 3 Years | A |
Secure Term Choice II Guarantee: 3 Years |
4.20% | 3 Years | 3 Years | A++ |
Platinum Edge Guarantee: 4 Years |
4.20% | 4 Years | 4 Years | A+ |
Secure Term Choice II Guarantee: 4 Years |
4.20% | 4 Years | 4 Years | A++ |
Secure Term Choice II Guarantee: 5 Years |
4.20% | 5 Years | 5 Years | A++ |
Secure Term MVA II Guarantee: 5 Years |
4.20% | 5 Years | 5 Years | A++ |
Secure Term MVA III Guarantee: 5 Years |
4.20% | 5 Years | 5 Years | A++ |
Mariner Guarantee: 7 Years |
4.20% | 7 Years | 7 Years | A+ |
Palladium MYG Guarantee: 7 Years |
4.20% | 7 Years | 10 Years | A |
Secure Term Choice II Guarantee: 7 Years |
4.20% | 7 Years | 7 Years | A++ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
4.20% | 7 Years | 7 Years | A- |
Future Flex 8 Guarantee: 9 Years |
4.20% | 9 Years | 8 Years | A- |
Secure Savings Elite Guarantee: 5 Years |
4.19% | 5 Years | 5 Years | B+ |
MultiRate Guarantee: 1 Year |
4.15% | 1 Year | 7 Years | A+ |
SPDA Series II Guarantee: 1 Year |
4.15% | 1 Year | 7 Years | A+ |
Jackson RateProtector Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A |
Mariner Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A- |
Select Pro Guarantee: 3 Years |
4.15% | 3 Years | 3 Years | A |
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years |
4.15% | 4 Years | 4 Years | A++ |
Freedom Elevate 5 Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A++ |
Secure Savings Elite Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | B+ |
Secure Term Choice II Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A++ |
Secure Term Choice III Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A++ |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A- |
Select Choice 1 - Base Benefits Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
4.15% | 5 Years | 5 Years | A- |
Secure Term Choice II Guarantee: 6 Years |
4.15% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years |
4.15% | 6 Years | 6 Years | A++ |
Secure Term MVA II Guarantee: 6 Years |
4.15% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years |
4.15% | 7 Years | 7 Years | A++ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.15% | 7 Years | 7 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years |
4.15% | 7 Years | 7 Years | A- |
Palladium MYG Guarantee: 10 Years |
4.15% | 10 Years | 10 Years | A |
Secure Growth Guarantee: 1 Year |
4.10% | 1 Year | 7 Years | A+ |
MultiRate Guarantee: 2 Years |
4.10% | 2 Years | 7 Years | A+ |
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years |
4.10% | 3 Years | 3 Years | A |
Milestone MYGA Guarantee: 3 Years |
4.10% | 3 Years | 3 Years | A- |
SPDA Series II Guarantee: 3 Years |
4.10% | 3 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 3 Years |
4.10% | 3 Years | 3 Years | A++ |
Select Pro Guarantee: 3 Years |
4.10% | 3 Years | 3 Years | A |
Secure Term Choice II Guarantee: 4 Years |
4.10% | 4 Years | 4 Years | A++ |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
4.10% | 5 Years | 5 Years | A |
Mariner Guarantee: 5 Years |
4.10% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.10% | 5 Years | 5 Years | A++ |
Stars and Stripes 5 Guarantee: 5 Years |
4.10% | 5 Years | 5 Years | A++ |
Secure Term Choice II Guarantee: 6 Years |
4.10% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 6 Years |
4.10% | 6 Years | 6 Years | A++ |
SmartStep Guarantee: 6 Years |
4.10% | 6 Years | 6 Years | A+ |
SmartStep Guarantee: 6 Years |
4.10% | 6 Years | 6 Years | A+ |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A |
Secure Growth Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A++ |
Secure Term MVA II Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A++ |
Secure Term MVA III Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A++ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
4.10% | 7 Years | 7 Years | A- |
Century Plus Guarantee: 9 Years |
4.10% | 9 Years | 9 Years | A |
Century Plus Guarantee: 10 Years |
4.10% | 10 Years | 10 Years | A |
Secure Growth Guarantee: 1 Year |
4.05% | 1 Year | 7 Years | A+ |
Secure Growth Guarantee: 1 Year |
4.05% | 1 Year | 5 Years | A+ |
MultiRate Guarantee: 2 Years |
4.05% | 2 Years | 7 Years | A+ |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
4.05% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
4.05% | 3 Years | 7 Years | A |
Athene MYG NY Guarantee: 3 Years |
4.05% | 3 Years | 3 Years | A |
MaxRate 3 Guarantee: 3 Years |
4.05% | 3 Years | 3 Years | A |
Milestone MYGA Guarantee: 3 Years |
4.05% | 3 Years | 3 Years | A- |
MultiRate Guarantee: 3 Years |
4.05% | 3 Years | 7 Years | A+ |
Secure Growth Guarantee: 3 Years |
4.05% | 3 Years | 7 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.05% | 3 Years | 3 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years |
4.05% | 3 Years | 3 Years | A- |
Mariner Guarantee: 5 Years |
4.05% | 5 Years | 5 Years | A+ |
Prudential WealthGuard Guarantee: 5 Years |
4.05% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.05% | 5 Years | 7 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.05% | 5 Years | 5 Years | A+ |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.05% | 5 Years | 5 Years | A- |
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years |
4.05% | 5 Years | 5 Years | A- |
Secure Term Choice II Guarantee: 6 Years |
4.05% | 6 Years | 6 Years | A++ |
Palladium MYG Guarantee: 7 Years |
4.05% | 7 Years | 10 Years | A |
Secure Growth Guarantee: 7 Years |
4.05% | 7 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 7 Years |
4.05% | 7 Years | 7 Years | A++ |
Secure Term Choice III Guarantee: 7 Years |
4.05% | 7 Years | 7 Years | A++ |
Secure Term Fixed Annuity V Guarantee: 7 Years |
4.05% | 7 Years | 7 Years | A++ |
SecureGain 7 Guarantee: 7 Years |
4.05% | 7 Years | 7 Years | A++ |
Palladium MYG Guarantee: 10 Years |
4.05% | 10 Years | 10 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
4.00% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
4.00% | 1 Year | 7 Years | A |
Secure Growth Guarantee: 1 Year |
4.00% | 1 Year | 5 Years | A+ |
SeniorSelect Guarantee: 1 Year |
4.00% | 1 Year | 1 Year | A+ |
American Pathway Advisory Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A |
Athene MYG NY Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A |
Expedition II Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A+ |
MultiRate Guarantee: 3 Years |
4.00% | 3 Years | 7 Years | A+ |
Prudential WealthGuard Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A+ |
Secure Growth Guarantee: 3 Years |
4.00% | 3 Years | 5 Years | A+ |
SecureGain 3 Guarantee: 3 Years |
4.00% | 3 Years | 6 Years | A++ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years |
4.00% | 3 Years | 3 Years | A- |
MultiRate Guarantee: 4 Years |
4.00% | 4 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 4 Years |
4.00% | 4 Years | 4 Years | A++ |
American Pathway Advisory Guarantee: 5 Years |
4.00% | 5 Years | 5 Years | A |
MultiRate Guarantee: 5 Years |
4.00% | 5 Years | 7 Years | A+ |
New Momentum Guarantee: 5 Years |
4.00% | 5 Years | 7 Years | A+ |
SPDA Series II Guarantee: 5 Years |
4.00% | 5 Years | 7 Years | A+ |
Secure Growth Guarantee: 5 Years |
4.00% | 5 Years | 5 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
4.00% | 5 Years | 5 Years | A++ |
Select Pro Guarantee: 5 Years |
4.00% | 5 Years | 5 Years | A |
American Pathway Advisory Guarantee: 7 Years |
4.00% | 7 Years | 7 Years | A |
Jackson RateProtector Guarantee: 7 Years |
4.00% | 7 Years | 7 Years | A |
Secure Term Choice II Guarantee: 7 Years |
4.00% | 7 Years | 7 Years | A++ |
Select Pro Guarantee: 7 Years |
4.00% | 7 Years | 7 Years | A |
Century Plus Guarantee: 9 Years |
4.00% | 9 Years | 9 Years | A |
Century Plus Guarantee: 10 Years |
4.00% | 10 Years | 10 Years | A |
Secure Growth Guarantee: 1 Year |
3.95% | 1 Year | 7 Years | A+ |
F&G Secure MYGA® ROP Guarantee: 3 Years |
3.95% | 3 Years | 3 Years | A |
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years |
3.95% | 3 Years | 3 Years | A++ |
MultiRate Guarantee: 4 Years |
3.95% | 4 Years | 7 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years |
3.95% | 4 Years | 4 Years | A++ |
MultiRate Guarantee: 5 Years |
3.95% | 5 Years | 7 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years |
3.95% | 5 Years | 5 Years | A++ |
Access SPDA Guarantee: 6 Years |
3.95% | 6 Years | 6 Years | A- |
Secure Term Choice II Guarantee: 6 Years |
3.95% | 6 Years | 6 Years | A++ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years |
3.95% | 6 Years | 6 Years | A++ |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.95% | 7 Years | 7 Years | A |
Freedom Elevate 7 Guarantee: 7 Years |
3.95% | 7 Years | 7 Years | A++ |
Palladium MYG Guarantee: 7 Years |
3.95% | 7 Years | 10 Years | A |
Secure Growth Guarantee: 7 Years |
3.95% | 7 Years | 7 Years | A+ |
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years |
3.95% | 7 Years | 7 Years | A++ |
SecureGain 7 Guarantee: 7 Years |
3.95% | 7 Years | 7 Years | A++ |
Secure Savings Elite Guarantee: 2 Years |
3.90% | 2 Years | 2 Years | B+ |
SecureGain 3 Guarantee: 3 Years |
3.90% | 3 Years | 6 Years | A++ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
3.90% | 3 Years | 3 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years |
3.90% | 3 Years | 3 Years | A- |
MultiVantage Guarantee: 4 Years |
3.90% | 4 Years | 4 Years | A+ |
MultiVantage Guarantee: 4 Years |
3.90% | 4 Years | 4 Years | A+ |
MultiVantage Guarantee: 4 Years |
3.90% | 4 Years | 4 Years | A+ |
Secure Term Choice II Guarantee: 5 Years |
3.90% | 5 Years | 5 Years | A++ |
New Momentum Guarantee: 6 Years |
3.90% | 6 Years | 7 Years | A+ |
Palladium MYG Guarantee: 6 Years |
3.90% | 6 Years | 10 Years | A |
SmartSelect Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
SmartSelect Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
SmartSelect Two Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
SmartSelect Two Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
SmartStep Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
SmartStep Guarantee: 6 Years |
3.90% | 6 Years | 6 Years | A+ |
Mariner Guarantee: 7 Years |
3.90% | 7 Years | 7 Years | A+ |
MultiRate Guarantee: 7 Years |
3.90% | 7 Years | 7 Years | A+ |
SPDA Series II Guarantee: 7 Years |
3.90% | 7 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 7 Years |
3.90% | 7 Years | 7 Years | A++ |
Secure Growth Guarantee: 1 Year |
3.85% | 1 Year | 5 Years | A+ |
Expedition II Guarantee: 3 Years |
3.85% | 3 Years | 3 Years | A+ |
Access SPDA Guarantee: 4 Years |
3.85% | 4 Years | 4 Years | A- |
Jackson RateProtector Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A |
MultiVantage Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A+ |
MultiVantage Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A+ |
MultiVantage Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A+ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A- |
Select Pro Guarantee: 5 Years |
3.85% | 5 Years | 5 Years | A |
Secure Term Choice II Guarantee: 6 Years |
3.85% | 6 Years | 6 Years | A++ |
MultiRate Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A+ |
SecureGain 7 Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A++ |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A- |
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A- |
Select Pro Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A |
Stars and Stripes 7 Guarantee: 7 Years |
3.85% | 7 Years | 7 Years | A++ |
Future Flex 8 Guarantee: 9 Years |
3.85% | 9 Years | 8 Years | A- |
Secure Savings Elite Guarantee: 2 Years |
3.84% | 2 Years | 2 Years | B+ |
Secure Savings Elite Guarantee: 2 Years |
3.80% | 2 Years | 2 Years | B+ |
Jackson RateProtector Guarantee: 3 Years |
3.80% | 3 Years | 3 Years | A |
SecureGain 3 Guarantee: 3 Years |
3.80% | 3 Years | 6 Years | A++ |
Select Max Guarantee: 3 Years |
3.80% | 3 Years | 3 Years | A |
Select Max Guarantee: 5 Years |
3.80% | 5 Years | 5 Years | A |
Freedom Elevate 7 Guarantee: 7 Years |
3.80% | 7 Years | 7 Years | A++ |
MultiVantage Guarantee: 7 Years |
3.80% | 7 Years | 7 Years | A+ |
MultiVantage Guarantee: 7 Years |
3.80% | 7 Years | 7 Years | A+ |
Secure Term Choice II Guarantee: 7 Years |
3.80% | 7 Years | 7 Years | A++ |
Select Max Guarantee: 7 Years |
3.80% | 7 Years | 7 Years | A |
MultiVantage Guarantee: 10 Years |
3.80% | 10 Years | 10 Years | A+ |
MultiVantage Guarantee: 10 Years |
3.80% | 10 Years | 10 Years | A+ |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
3.75% | 1 Year | 7 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
3.75% | 3 Years | 7 Years | A |
Platinum Edge Guarantee: 3 Years |
3.75% | 3 Years | 3 Years | A+ |
Select Max Guarantee: 3 Years |
3.75% | 3 Years | 3 Years | A |
Select Pro Guarantee: 3 Years |
3.75% | 3 Years | 3 Years | A |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
3.75% | 5 Years | 5 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years |
3.75% | 5 Years | 5 Years | A- |
Select Max Guarantee: 5 Years |
3.75% | 5 Years | 5 Years | A |
Palladium MYG Guarantee: 6 Years |
3.75% | 6 Years | 10 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A |
New Momentum Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A+ |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A- |
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A- |
Select Max Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A |
SmartSelect Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A+ |
SmartSelect Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A+ |
SmartSelect Two Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A+ |
SmartSelect Two Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A+ |
Stars and Stripes 7 Guarantee: 7 Years |
3.75% | 7 Years | 7 Years | A++ |
American Pathway Fixed 4 Annuity Guarantee: 4 Years |
3.70% | 4 Years | 4 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.70% | 5 Years | 5 Years | A |
American Pathway Vision MYG Guarantee: 7 Years |
3.70% | 7 Years | 10 Years | A |
Jackson RateProtector Guarantee: 7 Years |
3.70% | 7 Years | 7 Years | A |
MultiVantage Guarantee: 7 Years |
3.70% | 7 Years | 7 Years | A+ |
SolutionsMYG Guarantee: 7 Years |
3.70% | 7 Years | 10 Years | A |
American Pathway Vision MYG Guarantee: 10 Years |
3.70% | 10 Years | 10 Years | A |
New Momentum Guarantee: 10 Years |
3.70% | 10 Years | 7 Years | A+ |
SolutionsMYG Guarantee: 10 Years |
3.70% | 10 Years | 10 Years | A |
Secure Growth Guarantee: 1 Year |
3.65% | 1 Year | 7 Years | A+ |
American Pathway Vision MYG Guarantee: 5 Years |
3.65% | 5 Years | 10 Years | A |
Mariner Guarantee: 5 Years |
3.65% | 5 Years | 5 Years | A+ |
SolutionsMYG Guarantee: 5 Years |
3.65% | 5 Years | 10 Years | A |
American Pathway Vision MYG Guarantee: 6 Years |
3.65% | 6 Years | 10 Years | A |
Palladium MYG Guarantee: 6 Years |
3.65% | 6 Years | 10 Years | A |
SmartSelect Guarantee: 6 Years |
3.65% | 6 Years | 6 Years | A+ |
SmartSelect Guarantee: 6 Years |
3.65% | 6 Years | 6 Years | A+ |
SmartSelect Two Guarantee: 6 Years |
3.65% | 6 Years | 6 Years | A+ |
SmartSelect Two Guarantee: 6 Years |
3.65% | 6 Years | 6 Years | A+ |
SolutionsMYG Guarantee: 6 Years |
3.65% | 6 Years | 10 Years | A |
Secure Growth Guarantee: 7 Years |
3.65% | 7 Years | 7 Years | A+ |
MultiVantage Guarantee: 10 Years |
3.65% | 10 Years | 10 Years | A+ |
Secure Growth Guarantee: 1 Year |
3.60% | 1 Year | 5 Years | A+ |
Secure Growth Guarantee: 5 Years |
3.60% | 5 Years | 5 Years | A+ |
Select Max Guarantee: 5 Years |
3.60% | 5 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.60% | 7 Years | 7 Years | A |
Select Max Guarantee: 7 Years |
3.60% | 7 Years | 7 Years | A |
Stars and Stripes 7 Guarantee: 7 Years |
3.60% | 7 Years | 7 Years | A++ |
Select Pro Guarantee: 3 Years |
3.55% | 3 Years | 3 Years | A |
Jackson RateProtector Guarantee: 5 Years |
3.55% | 5 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
3.50% | 1 Year | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
3.50% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
3.50% | 1 Year | 7 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
3.50% | 3 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
3.50% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
3.50% | 3 Years | 7 Years | A |
Jackson RateProtector Guarantee: 3 Years |
3.50% | 3 Years | 3 Years | A |
American Pathway Vision MYG Guarantee: 4 Years |
3.50% | 4 Years | 10 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.50% | 5 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.50% | 5 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.50% | 5 Years | 5 Years | A |
Palladium MYG Guarantee: 5 Years |
3.50% | 5 Years | 10 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A |
Optimum 7 Selection Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A |
SmartSelect Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A+ |
SmartSelect Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A+ |
SmartSelect Two Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A+ |
SmartSelect Two Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A+ |
Stars and Stripes 7 Guarantee: 7 Years |
3.50% | 7 Years | 7 Years | A++ |
Optimum 5 Selection Guarantee: 5 Years |
3.45% | 5 Years | 5 Years | A |
Secure Savings Guarantee: 5 Years |
3.45% | 5 Years | 5 Years | B+ |
Access SPDA Guarantee: 6 Years |
3.45% | 6 Years | 6 Years | A- |
Select Max Guarantee: 7 Years |
3.45% | 7 Years | 7 Years | A |
Select Max Guarantee: 3 Years |
3.40% | 3 Years | 3 Years | A |
Select Max Guarantee: 5 Years |
3.40% | 5 Years | 5 Years | A |
Select Max Guarantee: 3 Years |
3.35% | 3 Years | 3 Years | A |
Access SPDA Guarantee: 4 Years |
3.35% | 4 Years | 4 Years | A- |
Palladium MYG Guarantee: 5 Years |
3.35% | 5 Years | 10 Years | A |
Palladium MYG Guarantee: 3 Years |
3.30% | 3 Years | 10 Years | A |
Optimum 5 Selection Guarantee: 5 Years |
3.30% | 5 Years | 5 Years | A |
American Pathway Fixed 7 Plus Guarantee: 7 Years |
3.30% | 7 Years | 7 Years | A |
Optimum 7 Selection Guarantee: 7 Years |
3.30% | 7 Years | 7 Years | A |
Palladium MYG Guarantee: 5 Years |
3.25% | 5 Years | 10 Years | A |
American Pathway Fixed 5 Plus Guarantee: 5 Years |
3.20% | 5 Years | 5 Years | A |
WealthQuest Citadel 7 Diamond Guarantee: 7 Years |
3.20% | 7 Years | 7 Years | A |
Secure Savings Elite Guarantee: 2 Years |
3.15% | 2 Years | 2 Years | B+ |
Palladium MYG Guarantee: 3 Years |
3.15% | 3 Years | 10 Years | A |
Secure Savings Guarantee: 3 Years |
3.15% | 3 Years | 3 Years | B+ |
First Choice 5 Guarantee: 5 Years |
3.15% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
3.15% | 5 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
3.10% | 1 Year | 7 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
3.10% | 3 Years | 7 Years | A |
American Pathway Fixed 4 Annuity Guarantee: 4 Years |
3.10% | 4 Years | 4 Years | A |
First Choice 5 Guarantee: 5 Years |
3.10% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
3.10% | 5 Years | 5 Years | A |
WealthQuest Citadel 5 Diamond Guarantee: 5 Years |
3.10% | 5 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.10% | 7 Years | 7 Years | A |
WealthQuest Citadel 7 Diamond Guarantee: 7 Years |
3.10% | 7 Years | 7 Years | A |
Century Plus Guarantee: 10 Years |
3.10% | 10 Years | 10 Years | A |
Secure Savings Elite Guarantee: 2 Years |
3.09% | 2 Years | 2 Years | B+ |
Secure Savings Elite Guarantee: 2 Years |
3.05% | 2 Years | 2 Years | B+ |
Palladium MYG Guarantee: 3 Years |
3.05% | 3 Years | 10 Years | A |
First Choice 5 Guarantee: 5 Years |
3.05% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
3.05% | 5 Years | 5 Years | A |
SolutionsMYG Guarantee: 7 Years |
3.05% | 7 Years | 7 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
3.00% | 1 Year | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 1 Year |
3.00% | 1 Year | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 1 Year |
3.00% | 1 Year | 7 Years | A |
Future Flex 5 Guarantee: 1 Year |
3.00% | 1 Year | 5 Years | A- |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
3.00% | 3 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 3 Years |
3.00% | 3 Years | 5 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 3 Years |
3.00% | 3 Years | 7 Years | A |
First Choice 4 Guarantee: 4 Years |
3.00% | 4 Years | 4 Years | A |
First Choice 4 Guarantee: 4 Years |
3.00% | 4 Years | 4 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
American Pathway Fixed 5 Annuity Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
American Pathway Fixed 5 Plus Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
First Choice 5 Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
SolutionsMYG Guarantee: 5 Years |
3.00% | 5 Years | 7 Years | A |
WealthQuest Citadel 5 Diamond Guarantee: 5 Years |
3.00% | 5 Years | 5 Years | A |
SolutionsMYG Guarantee: 6 Years |
3.00% | 6 Years | 7 Years | A |
American Pathway Fixed 7 Annuity Guarantee: 7 Years |
3.00% | 7 Years | 7 Years | A |
American Pathway Fixed 7 Plus Guarantee: 7 Years |
3.00% | 7 Years | 7 Years | A |
Assured Edge Income Builder Guarantee: 7 Years |
3.00% | 7 Years | 7 Years | A |
Prudential Fixed Annuity Guarantee: 7 Years |
3.00% | 7 Years | 7 Years | A+ |
Century Plus Guarantee: 10 Years |
3.00% | 10 Years | 10 Years | A |
Future Flex 5 Guarantee: 2 Years |
2.75% | 2 Years | 5 Years | A- |
Assured Edge Advisory Guarantee: 7 Years |
2.75% | 7 Years | 1 Year | A |
Income Creator Guarantee: 7 Years |
2.65% | 7 Years | 7 Years | A+ |
Secure Savings Guarantee: 2 Years |
2.60% | 2 Years | 2 Years | B+ |
Future Flex 5 Guarantee: 6 Years |
2.35% | 6 Years | 5 Years | A- |
Assured Edge Income Builder Guarantee: 7 Years |
2.25% | 7 Years | 7 Years | A |
Assured Edge Income Achiever Guarantee: 9 Years |
2.25% | 9 Years | 9 Years | A |
Assured Edge Income Achiever Guarantee: 10 Years |
2.25% | 10 Years | 10 Years | A |
Clear Income Advantage - FP Series Guarantee: 7 Years |
1.00% | 7 Years | 7 Years | A++ |
Clear Income Advantage - FP Series Guarantee: 7 Years |
1.00% | 7 Years | 7 Years | A++ |
Clear Income Advantage - FP Series Guarantee: 7 Years |
1.00% | 7 Years | 7 Years | A++ |
It is important that when you find an annuity with a rate that you like, you act quickly to lock in the rate. Just a month ago, I had a client who hesitated for just one week, and his rate dropped by 50 basis points. So, the bottom line is that if you see something you like, you need to submit the annuity application immediately. Once you do, the rates are locked in as of the date of the application for as long as 60 days.
John Stevenson, CFFOwner and Advisor at Stevenson Retirement SolutionsJohn Stevenson, a Certified Financial Fiduciary®️, specializes in securing retirements with tax-free accounts. With a focus on guaranteed retirement, he’s ensured none of his clients suffer from market fluctuations. As a renowned educator and podcast host, John empowers thousands weekly, sharing his expertise in minimizing taxes and protecting against financial downturns.
Certified Financial Fiduciary®️
Host of the popular Guaranteed Retirement podcast and YouTube channel
Studied Finance and Business
Annuity Rates Compared to CDs
Given that annuities and CDs are both considered safe money options and operate in similar ways, they are often compared.
Keep in mind that rates for both vary over time, but fixed annuity rates are generally higher than CDs.
Fixed annuities can also help grow and protect your money differently from CDs, which may be more advantageous depending on your goals. This includes the tax deferral features often available through an annuity.
“CDs will give you a guaranteed rate of return, but the downside is you’re taxed every year on the earnings,” John Stevenson, owner and advisor at Stevenson Retirement Solutions, told Annuity.org. “With a fixed annuity, it’s tax-deferred and, of course, that allows its compound.”
Fixed Annuity vs. CD
Fixed Annuity | CD | |
Rates | Generally higher | Generally lower |
Purpose | To save for or supplement retirement income | To modestly grow money in a short term |
Tax Treatment | Typically tax-deferred | Taxed as ordinary income |
Liquidity | Mostly illiquid | Somewhat liquid |
Combining a fixed annuity’s higher rates with tax deferral features may make it a strong choice to help you save for retirement depending on your circumstances.
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How Annuity Rates Work
Annuities are insurance products that exchange an upfront premium for a stream of income payments beginning at a later date. Deferred annuities undergo an accumulation phase during which the contract’s value may increase before being converted to income payments.
The percentage by which the annuity grows over time is called the annuity’s rate. “This rate determines the size of the regular payments that the annuity holder will receive once the annuity starts paying out,” Jason Ball, a Certified Financial PlannerTM professional, told Annuity.org.
“Annuity rates can either be fixed, meaning the rate stays the same over the life of the annuity, or variable, which means they can fluctuate based on the performance of underlying investments,” Ball said.
The guaranteed interest rates for traditional deferred fixed annuities and MYGAs make these types of annuities easy to understand when it comes to interest rates and the return these products provide throughout the contract.
Variable, income and fixed index annuities are more complicated. Because their returns are not calculated by a guaranteed stated interest rate for a set period, consumers will not find rates for these products when searching for the best annuity rates.
It’s also important to remember that the rate of a product is not the only variable worth considering when deciding between annuities. The standing of the company and the overall product itself should also play a role.“Rates are important as far as getting the most return on your money,” Stevenson said. “But there are lots of clients that would be okay with a lower rate if the company is higher rated versus a company that is a B++.”
How Do You Compare Rates for Different Types of Annuities?
Annuity rates are tricky to compare because, as previously mentioned, different types of annuities earn interest in different ways. For example, traditional fixed annuities guarantee an interest rate for a one-year term, whereas other fixed annuities like MYGAs guarantee rates for three to 10 years.
Conversely, variable annuities don’t guarantee interest rates because their earnings depend upon the performance of an underlying stock portfolio.
Whereas, the fixed index annuity employs unique crediting methods based on the performance of a stock market index.
Comparing annuity types can be perplexing to the average consumer.
- 1. How the annuity earns interest.
- Fixed annuities, including MYGAs, earn interest at a set rate for a guaranteed period. These are the most straightforward annuity types in terms of interest rates. The rates presented on this page are fixed annuity rates for the specified terms — for example, 5-year fixed annuity rates.
- 2. When the premium is annuitized.
- In other words, this is when the lump sum is converted to a payment stream. Immediate annuities, also known as income annuities or single premium immediate annuities, convert premiums to a stream of income instantly. This doesn’t mean that the annuitant must begin receiving income payments immediately. In fact, deferred income annuities (DIAs) are annuitized immediately, but payments begin at a specified future date.
- 3. The length of the accumulation period.
- Not to be confused with the time frame for annuitization, the accumulation period is the number of years between the date of purchase and the date that income payments will begin. The accumulation period is the third bucket annuity carriers use to classify these products. Immediate annuities have no accumulation period. The sole purpose of an immediate annuity is to generate a guaranteed income stream. Deferred annuities, on the other hand, have an accumulation period during which interest is credited according to the contract.
It helps to understand that annuities fall into three specific buckets:
Lock In Today’s Very Best Fixed Annuity Rates
How Do Annuity Rates, Pricing Levers and Growth Potential Interact?
Many annuities have pricing levers — interest rate floors, caps and participation rates — that affect their growth potential.
The interest rates for indexed and variable annuities fluctuate with the stock market. Therefore, people who purchase one of these annuity types must review either the variable annuity prospectus or the strategy options and rate sheet for the specific indexed product they are buying.
Income annuities (FIAs and DIAs) are typically quoted using either the monthly income payment amount or an annual payout rate that represents the percentage of the premium amount that the annuitant has received in income payments.
This leaves deferred fixed annuities and MYGAs, which — as we’ve established — are the least complex products. Their guaranteed interest rates make them easy to understand when it comes to interest rates and the return they can provide over the contract term.
Fixed annuity rate quotes are useful when comparing annuities from different carriers.
What to Consider When Comparing Annuity Rates and Withdrawal Provisions
Many carriers offer penalty-free withdrawal provisions, allowing the annuity holder to partially withdraw before the surrender period ends without penalty. For example, some contracts allow annuity holders to withdraw up to 10%, starting in the first year.
“Consumers should determine how much they would like to invest in an annuity, then shop around to various highly rated insurance companies (look for at least an A- rating) to see what their rates are, and do comparison shopping, like you would when you buy a car,” Certified Financial Planner™ professional Rubina Hossain told Annuity.org.
Contracts with less generous withdrawal provisions may have higher rates. If you want the possibility of higher rates than what fixed annuities offer and are willing to take on more risk, consider exploring fixed index or variable annuities.
Consumers should determine how much they would like to invest in an annuity, then shop around to various highly rated insurance companies (look for at least an A- rating) to see what their rates are, and do comparison shopping, like you would when you buy a car.
Rubina K. Hossain, CFP®Client Advisor for MEIRACertified Financial Planner Rubina K. Hossain is chair of the CFP Board’s Council of Examinations and past president of the Financial Planning Association. She specializes in preparing and presenting sound holistic financial plans to ensure her clients achieve their goals.
What Factors Influence Annuity Rates?
The rates of fixed annuities are influenced primarily by interest rates in other parts of the financial system. This is because of the way insurers invest in annuity premiums to generate returns.
Insurers’ fixed annuity portfolios are composed of relatively safe investments like bonds. So, when interest rates on bonds and similar products rise — as they did throughout much of 2023 — the higher yields insurers receive from their portfolios are passed to consumers as more generous fixed annuity rates.
This paved the way for an incredibly favorable market for annuity customers in 2023. According to Limra, fixed annuity sales last year totaled $140 billion, with rates tripling over 18 months dating back to 2022.
“If interest rates go up, it’s expected annuities will pay out more,” Branislav Nikolic, the Vice President of Research at CANNEX, told CNBC.
However, potential customers may be running out of time to take advantage of the attractive rates that are currently offered by carriers.
Limra projected a decline in the fixed annuity market through 2024, partly due to the expectation that the Federal Reserve will cut rates.
This means that the currently high fixed annuity rates advertised may begin to decline as the year wears on.
Frequently Asked Questions About Annuity Rates
Annuity rates are set by the insurance company that issues the contract.
Fixed annuities have guaranteed interest rates for a predictable income stream. These rates are set by the annuity company and detailed in your contract when you purchase. Variable annuities have interest rates based on the performance of an investment portfolio.
When interest rates are high, fixed annuities are likely to have higher rates, so it’s a good time to lock in that rate by purchasing an annuity.
Unless your annuity has a bailout provision, you likely won’t be able to cancel your annuity contract without a hefty surrender charge, even if the rate on your annuity declines.
Still have questions?