Choosing An Annuity Based On Your State
Annuities are insurance products that are regulated at the state level. When you buy an annuity in a specific state, the contract is subject to the state’s standards for charges, benefits and protections.
Annuity companies must be licensed to sell an annuity in the state. Some states traditionally have fewer restrictions on annuities, which may translate to less protection for consumers.
Some states require insurers to allow a 21-day free look period for fixed and variable annuities. This gives buyers time to review and consider the terms of their investment. Buyers can cancel their investment without penalty during the free-look period.
How Our Process Works
Get a Free Consultation
Fill out our secure form to get a free, no-obligation consultation with one of our trusted partners.
Get Connected to a Provider
A financial expert will help you select a product that meets your financial goals.
Guarantee Income for Life
A reputable annuity provider will draw up a contract that meets your unique needs.
What Our Users Say
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“He was there for us every step of the way. He was responsive, patient, and considerate of all our needs. We live in Oregon, and, quite frankly, John was more responsive to our needs than anyone we could find in the Portland metro area. I feel very comfortable in recommending him and his firm. They are knowledgeable and very qualified at what they do!!!”Richard J. -
“I called them with only the most guarded hopes. Because every conversation that I had had with my annuity company and other funding companies always concluded with ‘sorry I can’t do anything for you.’ ” I was thrilled to discover that there was (an) organization that retained a sense of human caring and human involvement.”David Gaynes