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Buying Annuities
Guaranteed Income for as Long as You Need It
Annuities are a great option for retirement planning. They provide a steady lifetime income and tax benefits while protecting your original investment. You can customize annuity contracts to fit your specific needs, like covering long-term care or leaving a legacy for your beneficiaries. Annuities can give you financial stability and peace of mind.
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Need cash now? Annuity.org can help. Sell your future payments for a lump sum through our trusted partners. We specialize in annuities, settlements, life insurance, and business and mortgage notes. Get the cash you need for your pressing financial demands.
Personal Finance
Take Charge of Your Financial Health
Take control of your financial future with Annuity.org’s expert insights and research-based articles. We empower you with the knowledge you need to achieve your financial goals. Learn from our award-winning editorial team and certified financial professionals.
Learn From Our Financial Experts
You can count on our team of certified financial experts and business professionals with extensive industry knowledge and experience. They provide impartial, reliable and helpful insights to educate you about your financial options.
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Marguerita M. Cheng, CFP®, CRPC®, CSRIC®, RICP®CEO of Blue Ocean Global Wealth -
Rubina K. Hossain, CFP®Client Advisor for MEIRA -
Thomas J. Brock, CFA®, CPAInvestment, Corporate Finance and Accounting Professional -
Brandon Renfro, Ph.D., CFP®, RICP®, EACo-Owner of Belonging Wealth Management -
Stephen Kates, CFP®Principal Financial Analyst for Annuity.org -
Timothy Li, MBABusiness Finance Manager -
Wendy Swanson, RICP®, CLTC®, NSSA®Retirement Income Certified Professional™ -
Toby Walters, CFA®, CFP®Senior Financial Analyst
Personal FinanceIRS Announces New Tax Brackets and Inflation Adjustments for 2025
The IRS has announced tax updates for 2025, including increased standard deductions, inflation-adjusted tax brackets, higher limits for credits like EITC and adoption credits…
Retirement2025 Social Security COLA Boost: How Much Will Benefits Rise?
The Social Security Administration recently announced a 2.5% cost-of-living adjustment (COLA) on Social Security and Supplemental Security Income benefits payable for December 2024, favorably…
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Annuity.org writers and expert contributors hold FINRA licenses, professional designations from The American College of Financial Services and memberships to trade associations, including the National Association for Fixed Annuities.
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“Found Annuity.org to be a wealth of information that helped my wife and I decide a) whether an annuity should be part of our investments portfolio and b) locating the best-rated annuity providers and finding a local representative.”Ron Thompson
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“[Annuity.org] had a lot of numbers right out there, right out front and talked about it. And so I was happy with it and I was happy to be able to choose the one that had the highest rates…”Chuck Burton
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For more than a decade, Annuity.org has been a trusted resource for information on annuities and structured settlements. We are dedicated to improving our readers’ financial literacy and empowering them to make informed decisions about their finances.
Learn how an investment today can provide guaranteed income for life.
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Annuity.org’s financial services marketing and digital media writing have garnered recognition from esteemed professional organizations. The Gramercy Institute, the Association of Marketing and Communication Professionals, Communications Concepts and the dotCOMM awards have all bestowed honors upon Annuity.org for its insurance writing, web creativity and website writing.
The Annuity Puzzle
MarCom Platinum Winner
Find out why economists believe annuities are the key to financial security in retirement.
Annuities Explained
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Let the experts guide you through basic annuity concepts in simple, everyday language.
Financial Literacy for First-Generation Americans & Immigrants
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Discover practical tips for first-gen Americans and immigrants to build a secure financial future.
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We do receive compensation for featuring links to financial services or displaying transparent advertisements on our site. But Annuity.org’s editorial team maintains complete independence and ensures that all articles are meticulously researched, objectively written and fact-checked by experts — without any interference from our partners or advertisers.
Financial Advice For Real People, From Real People
Annuity.org provides easy-to-understand resources to help people learn about and manage their finances. We feature real-life stories from readers about their financial experiences and offer the Annuity.org Podcast, where we discuss complex financial topics like annuities in simple terms. Plus, we offer free educational resources on a range of financial topics, such as guaranteed retirement income and strategies for different stages in life.
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Annuity.org Podcast
The Annuity.org Podcast features informative and educational conversations intended to help you better understand the basics of annuities, structured settlements, personal finance and retirement planning. -
Personal Takes on Personal Finance
Annuity.org highlights the stories of individuals who have overcome obstacles or found unique and effective ways to travel down the path to financial freedom.
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More For YouFinancial Literacy GuidesLearn how to budget and spend money responsibly and invest and plan for retirement.
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Stay up to date with the latest news on annuity regulation, finance and retirement planning with Annuity.org. Our team of experienced journalists and financial writers conducts in-depth research and interviews with financial experts to bring you accurate and pertinent information.
Highlights from Our Glossary
Qualified Annuity
An alternative to a traditional cash donation, a charitable gift annuity is a type of annuity purchased on behalf of donors for the benefit of the donor. The donor receives payments until their passing, in which case the charity receives the remaining balance on the contract.
