Recent IRS proposals clarify required minimum distribution (RMD) rules for annuities in retirement accounts. Following the SECURE Act and SECURE 2.0, these changes simplify…

Stellar stock market performance has fostered a surge in the demand for index and variable annuities in recent years, driving demand for all types…

Annuity costs fluctuate with interest rates, inflation and life expectancy. Higher interest rates often lead to lower costs, while inflation protection increases upfront costs.

Annuities aren’t FDIC-insured but are backed by the financial strength of insurance companies. If an insurer fails, state guaranty associations offer additional protection, usually…

The Federal Reserve has shifted its focus from fighting inflation to supporting employment, cutting interest rates by 0.50%. This change affects fixed-income yields, including…

Annuity holders are generally satisfied, but many are concerned about high fees. While the government enforces transparency, it doesn’t control the fees. To ensure…